this post was submitted on 17 Jan 2025
851 points (81.6% liked)
Memes
46116 readers
2294 users here now
Rules:
- Be civil and nice.
- Try not to excessively repost, as a rule of thumb, wait at least 2 months to do it if you have to.
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
For real imagine living in a country where a faceless entity logs all of your financial activity without your consent and distills that information to summarize a person's character into a numerical score used to lock people out of securing housing or finding work, dystopian nightmare
Employers may use credit report information to verify an applicant's identity and to look for signs of excessive debt or past financial mismanagement. Source: https://www.experian.com/blogs/ask-experian/why-employers-check-your-credit-report-and-what-they-see/
Employers discriminate very openly against applicants for a variety of reasons. Nepotism is one such way, AI filtering is an emergent way - there are plenty of other practices.
Good luck getting a job if you were ever convicted of a crime, no matter how innocuous, or even had a police report filed against you (for certain jobs with clearances) - with no convictions, evidence, or arrest. Even being arrested with charges dropped can disqualify you effectively.
And you better believe if you actually got arrested, every local newspaper has doxxed you - with full name, mug shot, even potentially your employment history and rough home address. All it takes is a name to get somebody's address because people search websites exist to compile all of the wonderful publicly available information.