this post was submitted on 28 Aug 2025
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I’m not necessarily interested in the traditional full budgeting and planning type stuff, but more like “AI take all these statements and tell me how to save money” purpose built tools. Anyone used anything they’d suggest?

(And to hopefully head off any unhelpful answers like I got on Reddit, I am not trying to have an AI manage my money, nor am I talking about just a wrapper for ChatGPT. AI in the broad sense of the term that can be intelligently used as part of larger programmatic workflows.)

Edit: For anyone actually trying to understand the possible applications, I found this: https://midday.ai/updates/automatic-reconciliation-engine/. The product is overkill for the sort of personal use I was asking about, but this article does a good job of showing the why and how.

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[–] BlameThePeacock@lemmy.ca 25 points 4 days ago (9 children)

Saving money doesn't really need an AI, there really aren't many ways to cut budgets down short of paying attention to the most obvious spending problems (Too much housing, too much vehicle, too much food (especially eating out), and too much entertainment(too many subscription platforms))

It's usually a far better investment of time to improve your earning power (upskill, change jobs, add hours, etc.)

Cutting $40 per month from your budget by not going to the movies every week just isn't going to have the impact you need in your life.

[–] asbestos@lemmy.world 1 points 4 days ago (1 children)
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