this post was submitted on 15 Dec 2023
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Copying my edit here: I am willing to watch content and use banking apps from the browser. Do you think it'll be fit for me?
Performance and bugs might still be a problem with these relatively young projects. But if all you need is a browser I do believe it might be worth a shot.
In the EU 2FA for banking is required by law which usually comes down to either an Android/iOS app or a chipTAN device. That's why browser isn't an option for me. Sadly I don't think waydroid passes the
basicIntegritycheck of AOSP [1], so emulation is out of the picture too.[1] https://grapheneos.org/usage#banking-apps
Banking 2FA can be done by SMS too, which is secure enough.
A world in which banking requires us to install spyware on our mobile computers is not a world we should accept.
Sms is not as secure as a 2FA app or the bank's own app. SMS verfification also costs money, so it will raise your monthly fees quite much if you wish to receive a text on every transaction.
As I said, SMS is secure enough without being the nightmare of a proprietary spyware app. As for fees, you have an American perspective, in most of the world SMS has been free to send for decades, and was always free to receive. The ideal solution is indeed a 2FA app, but those never took off.
I have a European perspective and here you need to pay per text message. Receiving is free, but the bank is charged and they put their charge on me, so they bill me for the messages, unfortunately. In the US SMS is free in most plans as I know.