this post was submitted on 01 Mar 2024
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I don't know how/if I could generally cite my sources, because I'm just anecdotally referring to the services that I happen to use, that offer 2FA, but restrict it to SMS or email delivery. It's purely my experience that the most important services I use (banking, investment, utilities) are commonly the ones that don't offer the ability to use an app for 2FA.
Simple Google search with cited sources, bro
https://2fa.directory/us/#banking