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Cory Doctorow gets scammed (pluralistic.net)

submitted 8 months ago by 0x0@programming.dev to c/technology@lemmy.world

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I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened.

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[–] nivenkos@lemmy.world 26 points 8 months ago (14 children)

The real answer here is to have decent digital ID as 2-factor authentication.

This scam would be practically impossible in Sweden with BankID for example.

[–] kernelle@0d.gs 28 points 8 months ago (2 children)

Adding multiple factors to authentication just adds another step to the scam, it doesn't make it impossible by any means.

[–] nivenkos@lemmy.world 20 points 8 months ago (2 children)

For BankID it somewhat does, because only registered services can make the request - so they'd need to register a scam service and then use that. Which also makes it an easier job for anti-fraud police.

So it'd be a lot more complicated.

Like obviously at a certain point if someone is willing to do everything they can - then they will be scammed, see this for example: https://www.bbc.com/news/uk-england-leeds-67208755

But the more steps there are, the higher the chance the person realises it is a scam.

[–] prole@sh.itjust.works 8 points 8 months ago* (last edited 8 months ago) (1 children)

For BankID it somewhat does, because only registered services can make the request

I'm not an expert on digital banking, but this sounds like a no-brainer... Aside from marginally increasing compliance costs, why would this not just be the norm everywhere?

I mean... It was rhetorical. I know why.

[–] nivenkos@lemmy.world 7 points 8 months ago

It kind of is the norm.

Just a few countries like the US are really backward in terms of accessible banking - mainly due to having no federal ID, residence registration, etc. too on top of outdated bureaucracy.

[–] kernelle@0d.gs 4 points 8 months ago

"A chain is only as strong as its weakest link" - We are the weakest link in any security chain, and always will be. Social engineering is one hell of a drug.

[–] TORFdot0@lemmy.world 11 points 8 months ago

It doesn’t matter how many locks you have if you give the scammers the keys. And so many people give up the keys

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