this post was submitted on 09 Apr 2024
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Using a phone sounds inconvenient to me. I usually just pull my card out of my wallet, wave it over the terminal until I hear a beep and that's it. Worst case scenario, I have to insert it into the chip reader or God-forbid swipe it through the slot like some kind of Neanderthal.
I'm kidding, but seriously, that's easier than screwing around with a phone, to me.
I don't understand how retrieving a phone from a pocket is somehow less convenient than retrieving a wallet from a pocket, and then retrieving the card from the wallet. That's 1 step versus 2 steps.
@GamingChairModel
Unlocking the phone can take a bit longer. I use my watch, which is just as inconvenient but at least I don't have to reach for anything.
@OpticalMoose
How the heck is your watch inconvenient? It’s already out. It’s already unlocked. You don’t even need to pull up your sleeve. I just double-click and wave my arm in front if the reader- you can’t get more convenient
@AA5B
Logging in, dragging down from the top, picking the right card, getting it to the exact location on the scan tool used and angling my wrist properly so it can send the data.
That's not too mention keeping you're watch operating system up to date so the card will actually work
That’s crazy talk - enable automatic updates and set the default card to the one you usually use. Usually it reads if within an inch or two, although you never know where the sensor may be
What watch do you use?
@june
Pixel watch 2, not that it really matters as the point is valid with any that are even remotely secure.
Just curious to know which watch has that laborious of a process. No judgement here.
My Apple Watch is a double click and my default card pops right up. Ezpz.
@june
I'd argue it's also not as secure, not that many things are as secure as they should be.
Without speaking for you, is it the fact that it could be triggered accidentally (though rather unlikely) that makes you feel it’s less secure?
As far as the technology goes, it’s the same as using Apple Pay from your phone which is pretty secure. So the only difference I see is the lack of biometric with each instance of using your watch, though it does require your PIN or phones biometric each time it needs to be unlocked, it just effectively keeps that token until the watch is removed from your wrist.
@june
I'd say an accidental triggering would be the least of your worries. Any bad actor could trigger your watch and transfer money directly from that card before you would know about it.
I get where you’re coming from I think. I disagree that it’s less secure but I’m not here to argue, just to understand.