Selfhosted
A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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I don't think you'll be able to build anything with €100, but you might be able to buy an old PC or laptop locally and use it as is. I've never run nextcloud myself, but from I've read it'll be the most taxing service on your list. Everything seems pretty minimal, though I don't know anything about Photoprism.
From experience, older thinkpads usually sell for cheap, come with an inbuilt monitor, and are built sturdy. Highly recommend.
Older thinkpads in this price range will not perform well as servers. They will be pretty limited in specs. Better to go with a used SFF or other form-factor business model desktop.