this post was submitted on 05 Sep 2024
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Opening up the chip is great, but there needs to be a standard way to consolidate them all into one app/interface. Much like how HomeKit brings everything into one place, the Wallet (or some updated API based variant) needs to remain the central place, so we don't end up getting littered with vendor specific apps for different payment systems.
So... PayPal?
Seriously can Apple users not use their nfc payments from any app already? That's like decade old shit now.
If you didn’t read the article, Apple Pay is the ubiquitous one; Google floundered, flip and flopped but can’t get traction until Apple came around with it. Old or not, having a feature that no one cares about so you can’t use it anywhere makes it pretty useless.
Also, that’s exactly what I’m saying. I don’t want PayPal to launch one, then Walmart decide to push theirs, then local transit authority one, and all of them compete for the coveted hardware invocation. Instead, all of them should consolidate into one unified place via standard set of API + UI so none of them can make a mess. Guess that’s something Android users wouldn’t understand, judging from the piss poor IOT ecosystem and all ¯\_(ツ)_/¯
I'll be honest, I'm very confused about what you mean when you say that Google Wallet isn't a thing. I pay with my Android phone everywhere, so ubiquitously that I've frequently left the house with just my phone and keys.
Do you mean America, where contactless payment is far less frequently accepted, or the concept of clicking on a "Pay with Google Wallet" style prompt on a website?
I'm an American android user and I'm confused too. At least in my area, contactless is pretty ubiquitous now. (I accept adoption is slower, but it's getting there)
Sure Apple Pay seemed to come to a lot of terminals first, but NFC Google wallet or whatever it is the phone does automatically I've only seen fail at certain terminals. In that rare case, usually someone behind me with Apple Pay often also fails, so I'd be more likely to attribute it to a system glitch rather than lack of support.