this post was submitted on 09 Dec 2023
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First of all he could very well be paying rent, you don't know shit. And second of all, thank god he isn't wasting his damn money paying someone else's mortgage. This economy fuckin sucks ass. Decades ago you could afford a house working in basic jobs. Not anymore.
I never thought about it that way. But giving your parents money to pay off their house you would eventually inherit makes much more sense than renting from a stranger.
It's better than renting from strangers, but since inheritance is taxed (in some countries/states) it might be better for the total family worth to let the kids live there for free as long as possible.
Inheritance tax in many countries has a lot of ways to reduce and circumvent it at least partially. But you are right in that it should be taken into account.