this post was submitted on 06 Oct 2024
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I don't know how you got to the conclusion that OP was saying "all" and not being hypothetical.
It’s rare for normal cars to shut down with no warning.
It’s pretty common for cybertrucks to do it.
Eventually that’s gonna happen on a highway. Insurance works by assuming the worst thing that can happen will happen and charging you appropriately. It’s far from irrelevant in this case.