Selfhosted

Saving money doesn't really need an AI, there really aren't many ways to cut budgets down short of paying attention to the most obvious spending problems (Too much housing, too much vehicle, too much food (especially eating out), and too much entertainment(too many subscription platforms))

It's usually a far better investment of time to improve your earning power (upskill, change jobs, add hours, etc.)

Cutting $40 per month from your budget by not going to the movies every week just isn't going to have the impact you need in your life.

I am not aware of any self-hostable AI-powered financial/budgeting software. I am using Actual budget and finding it pretty awesome tho. It has an API you might be able to do something with

https://www.actualbudget.com/

All I want is software that I can put DD’s and known regulars in and it can tell me how much I’ll have in 3 or 6 months time.

I’ve tried firefly, actual budget and most of the docker based ones but still stuck using the forecast app on the ipad.

They’re all just way to over complicated for what anyone I know wants and given how AI can’t get the simplest things right, I’d rather someone just work on simplicity that works, like microsoft money didn’t before they killed it. 🙄😕

This is an interesting and smart use case for locally run (and properly siloed) AI. Kind of an "identify any broad trends when it comes to spending habits based on this statement data, with particular focus on discretionary spending and areas where I can save money".

Have you tinkered with any LLMs for this? If so, which ones do better than others? I could see SLMs being really good for this eventually.