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You’re missing the point, that would require sitting down and manually doing that for every conceivable payee. Walmart is just an example. The value of any sort of “intelligent” component would be for this to happen automatically and seamlessly for the user. Hell, the AI layer could just be “write regex for al the possible similar payees across these documents”.
That's just called
VLOOKUP(). I think you're over-complicating this process. If you sit down and look at your finances, you'll notice that the number of payees you have isn't some absurd unmanageable amount. As others have mentioned, there's no real use case for involving AI this way. There's no scale, no real benefit to financial tracking, etc. I get this is just to use AI for the sake of using AI, but that's not really a goal when writing financial software.