this post was submitted on 25 Apr 2026
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You do not know the lengths they will go to

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[–] moody@lemmings.world 12 points 19 hours ago

Nobody's selling debt to collectors after a couple months, especially not large debts like to a contractor. They want the thousands owed, not pennies on the dollar from a collection agency.

Your phone company will send your debt to collections almost immediately because it's not worth the hassle of fighting to collect $200 from you when they can get $50 from a collection agency instead.