this post was submitted on 01 Mar 2024
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It's a great recommendation to use app-based 2FA, except that lots of services seem to insist on and only offer SMS OTP.
For instance out of all the financial establishments I do business with, only one offers the option. The big name players don't, it's only some tiny little mom & pop CU that does.
It's very much a business adoption issue.
Not sure if you do business with them, but Charles Schwab does have a app-based MFA option - although that’s limited to Symantec’s own TOTP MFA.
A lot of sites say they only support one specific MFA app. But in my experience, any MFA app that can read the QR code will work.