this post was submitted on 23 Oct 2023
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Anon on credit scores (sh.itjust.works)
submitted 1 year ago by dramaticcat@sh.itjust.works to c/4chan@lemmy.world
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[–] Polar@lemmy.ca 1 points 1 year ago

Why do Americans think you need to carry a debt to build credit? That is the opposite.

I put EVERYTHING on credit card, and pay everything off on time. Never missed a payment. My credit score was the highest it can be by the time I turned 21. I've never paid a penny in fees or interest.