this post was submitted on 22 Apr 2024
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[–] FiniteBanjo@lemmy.today 1 points 7 months ago (1 children)

When you're rejected for a loan by a bank in the USA you're entitled by law to know the reason. If your credit is good, your job is stable, and you've got no history of finance-related crime then you won't be denied a loan. If you're denied a loan because of the type of porn you browsed or some shit you said on Twitter, then that's grounds for a discrimination lawsuit.

[–] cypherpunks@lemmy.ml 4 points 7 months ago (1 children)
[–] FiniteBanjo@lemmy.today -1 points 7 months ago (1 children)

When you get your credit report, there is a statistical breakdown of your score and all of the sources on the report. So, if there is something as stupid as a social media adjustment, you can contest that.

[–] cypherpunks@lemmy.ml 1 points 7 months ago (1 children)

Tell me you didn't click either link in my comment without telling me you didn't click either link

[–] FiniteBanjo@lemmy.today -1 points 7 months ago (1 children)

I wouldn't click that link in a thousand years, you rube.