this post was submitted on 22 Apr 2024
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Americans be like (lemmy.ml)
submitted 7 months ago by yogthos@lemmy.ml to c/memes@lemmy.ml
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[–] biribiri11@lemmy.ml 2 points 7 months ago

Part of your credit score is also the present. It’s more than a bit predatory, but not having any current financial responsibilities looks bad. For example, if you have no loans whatsoever but paid back a bunch in the past, there’s little evidence saying you can currently pay them off. At least, that’s the theory of it.