this post was submitted on 04 Sep 2023
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[–] Pixel@lemmy.sdf.org 1 points 1 year ago

You are basically insuring yourself against those expenses, which has a premium. If you are good with money and have a savings, you can afford not to pay that premium. Not everyone is in that position or smart enough with money. So many people are bad with money, that stuff really should be taught in school.