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Is Your Driving Being Secretly Scored? The insurance industry, hungry for insights into how people drive, has turned to automakers and smartphone apps like Life360. (www.nytimes.com)

submitted 6 months ago by silence7@slrpnk.net to c/technology@lemmy.world

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[–] Kolanaki@yiffit.net 2 points 6 months ago* (last edited 6 months ago) (7 children)

Nah, mine is pretty upfront about it. You can even opt in to get a device that plugs into your car to give them even more data to lower your premium if you're actually a good driver. That shit started when I was still in high school, too. Nobody else remember Flo from Progressive hawking these things?

[–] Nollij@sopuli.xyz 13 points 6 months ago

There are legal hurdles to raising rates based on this data. The simple and obvious solution is to set the starting price as the worst-case driver scenario, then discount down from that.

It's the exact same thing, but worded different.

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