I'm at my parents house for various reasons, and I was actually thinking of moving out this year to be closer to my friends.

And then I had a seizure. And my parents and my sister were instrumental in calling 911 and making sure I didn't end falling to the ground painfully. They stuck with me in the hospital, and have been incredibly supportive. State law doesn't even let me drive for 6 months, so they've helped immensely with all that. I don't think I would've even known I had a seizure if not for them, and I couldn't have taken the right corrective measures for my health.

So, from the very bottom of my heart -- fuck you Dave Ramsey. Go fuck yourself and shove a rusty cactus up your ass. I'd call him a cunt (which I do not do lightly), but he lacks the warmth and the depth to be one.

The man is an egomaniac

He is the embodiment of cringe.

10-hour days working my ass off in a technical "skilled" job to come home to a rented 1B1BR and entitled freaks like this still want to ignore their privileged life and throw shade. Fuck Dave Ramsey and fuck the greedy companies making record profits while also not paying their workers enough.

In every thread like this I have to show up and just say: I have four part-jobs and work every day of the week and I can't afford a house. It's so frustrating to literally be working all the time, have no shot at the American dream anyway, and see privileged fucks like this guy claim I'm not working at all.

Has finance guru Dave Ramsey looked at the cost of housing compared to what working people earn? It's very different now than it was when the boomers were able to buy houses on the income of a single entry-level wage earner per household.

One wonders whether 'finance gurus' aren't just out-of-touch boomers any more

Clearly he is awful and should die in a fire, however I have reached my limit on news stories about how these modern 'generations' are affected differently than other 'generations.' It's a bullshit classification that does not exist in real life and I am tired of hearing manufactured news stories about it. People are people, and we need to all try to get along and help each other. No one is ever thinking about what generation someone else might be part of.

Set him up with a whiteboard and feed him actual, real figures and watch him fail to explain how it would be possible to do what he’s claiming.

No financial gifts or inheritances from parents to use as a deposit, no magical income that comes from starting a business, no magical windfalls from putting house deposit savings into the stock market, just regular old income and student debt.

If he can’t do this, he should be ignored by the financial media.

Here’s a little graph I whipped up. Dave Ramsay was born in Nashville, in 1960. So he would have been a little too young to buy in 1975, but you get the general idea.

Dude thinks you can pull 8% a year from your retirement and be fine. Everything he says should be disregarded.

https://earlyretirementnow.com/2023/11/12/dave-ramsey-8-percent-withdrawal-rate/

I’ve worked with a number of financial people, and if they talk for free, generally that’s what they’re worth to pay them.

Dave Ramsey can buy a house because he doesn't work.

Just get a small loan of a million dollars

"... seven jobs." Is the completion of that quote.

Wait until this man has a stroke and his children refuse to move in and help him.

Respectfully, Dave Ramsey can suck my whole ass.

Cut him some slack, the silver spoon up his ass he was born with is surely causing some pretty incredible irritation after all these years - can't expect him to think clearly all the time.

And this is why he gives garbage financial advice. I've known several people who used their time living at home to build up a nest egg for a down payment.

Chop, chop, chop goes the guillotine.