Just in case: https://serverpartdeals.com/ Still the same sort of prices you expect, but decent warranties on re-certified enterprise HDDs.
Oddly, I've never had an HDD or SSD ever die on me. I've got old ass ones that aren't even a GB that I've torn apart and thrown away. My oldest SSD just got removed and put in a cabinet because 256gb is just too small.
Well, yeah. Everybody's prices are that much higher. I think the cheapest I saw on there recently is like $17.20/terabyte. And I didn't see them cheaper anywhere else.