Yeah, like I said, not entirely sure it's legal, but that's the boat I'm in. The other banks did the same shit, charged me more, and offered me worse rates on loans. At least this one spits on it before going in.
Ookami38
joined 1 year ago
Mentioned in another post, but I don't qualify for many credit unions beyond my local one that I currently use. I've used a few different bank options, but none of them have really been any better, and usually worse.
I haven't actually looked into any that weren't local. Well, I did, but none that I found I could qualify for at the time. It may be worth looking into again.
I love that last line that shifts the onus of responsibility to the consumer.
Really, though, I've gone through a few banks, and am current with a credit union. They're better than what I got with the banks, but they're still shady, still wont to charge whatever fees they can get away with. There's very little oversight, and in a lot of cases you're kinda stuck with what you get.
Well, yeah, switching institutions is always an option, unfortunately it's not a great one here. I've used a few, and unfortunately this one seems to be the best in my area.
If only they didn't charge fees. My bank charges an insufficient funds fee that's conveniently the same amount as the overdraft protection fee. So my options are eat the fee and get my stuff, or eat the fee and not get my stuff.
I'm not entirely sure this is legal, but I was told directly by a representative that these were my options. It's quite literally a poor tax.
They mean opting out of overdraft protection. Banks typically allow you overdraft protection, where instead of denying your sale at point of sale, they'll pay it, charge you a fee, and let the transaction go through.
If you opt out of overdraft protection, it should instead deny the sale, and you don't get to buy whatever. At my bank, they do this and then charge an insufficient funds fee, which is the same as the overdraft fee. It's bullshit.
That one wasn't reeeeeeeeally writing at random though.
Security is, and always has been, a matter of making your shit harder and take longer to break. Any security is penetrable, given enough time and willpower, just make sure it takes longer than it's worth.
If there are an infinite number of trials (either infinite monkeys or infinite time), the outcome is truly random, and the desired text is finite, it must necessarily happen at some point. In fact, it'd happen an infinite number of times.
The original thought experiment clearly states infinite. As soon as you bound that in any way (such as not infinite monkeys, but 1 monkey for every atom in the universe) you're talking about another experiment entirely. Infinite means infinite, not really really big. Gotta use some critical thinking 👍
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No problem, friend. Certainly not the first thing my mind goes to when I consider eating my date :p