I made the switch from YNAB cause !fucksubscriptions@lemmy.world
I only had a small understanding problem at the beginning but then I quickly managed to replicate my YNAB (and import the data).
Now that I’m used to it I don’t see any problems and I like it. I believe you can try it locally without running the server version.
The lack of mobile app could be a downside but I don’t budget on my phone.
Kerbal Space Program
I’m well above a thousand hours on the first game. Then all my flying sims (MSFS, Xplane, DCS, Elite Dangerous) also have a very high hour count. But for civilian airliners most of those hours are spent AFK in cruise.