Treedrake

joined 1 year ago
[–] Treedrake@fedia.io 1 points 2 weeks ago

Mbin is very much alive an in development. Not as active as Lemmy though

[–] Treedrake@fedia.io 3 points 3 weeks ago

I don't think one takes into account investment accounts with envelope budgeting, if I'm not wrong. All the accounts in this kind of budgeting should be involved in the budget, to be money that is to be assigned. "Give every dollar a job" kind of style. Money in investment accounts is for the most part saving for savings sake. But I guess people can assign that kind of money as well, e.g. "this is money that I'm investing to be able to buy a house in 5 years". I'm not an expert on this so you could look up how YNAB does it, or if Actual has any docs on this.

[–] Treedrake@fedia.io 2 points 3 weeks ago

Yes. You can read about on Actual Budgets documentation. It's free for personal use. You just generate an API token. https://actualbudget.org/docs/advanced/bank-sync/gocardless/

[–] Treedrake@fedia.io 8 points 3 weeks ago (3 children)

If you're in the EU you can do bank syncing for free with GoCardless integration. If you're in the US you need to go with SimpleFIN which costs a small sum and is in a more experimental phase than the GoCardless integration I think. Either way, GoCardless has been working great for me. Actually far better than YNAB which didn't even support my bank. It's literally just set up and forget.

[–] Treedrake@fedia.io 8 points 3 weeks ago (2 children)

If one doesn't want to self-host it one can always go through a service like PikaPods who do in fact have a revenue sharing deal with Actual Budget. And either way, Actual Budget isn't really an accounting tool for businesses, or did I misunderstand you?

 

Not affiliated in any way with Actual Budget, but I can't recommend it enough. It's the FOSS version of YNAB pretty much so if you're a fan of envelope budgeting it's a great tool. I'd even say it has quite a few other strengths compared to YNAB (free bank syncing in the EU with more banks supported for example), and you can always be sure that your financial data stays within your reach.

[–] Treedrake@fedia.io 151 points 3 weeks ago (5 children)

A reminder that Opera is owned by a Chinese public company. I wouldn't trust the browser for privacy reasons.

[–] Treedrake@fedia.io 29 points 3 weeks ago (4 children)

Great to hear that Mbin is getting some attention!

[–] Treedrake@fedia.io 57 points 1 month ago (20 children)

I'm just waiting for some FOSS purist to find fault in this.

[–] Treedrake@fedia.io 6 points 2 months ago (2 children)

I saw a comment expressing this ruling is only applicable to e-books where there already exists an e-book from the publisher, and that it won't affect media preservation or books that have been scanned (e.g., old textbooks) and that do not have an e-book. Is this true? If so, it's not all bad.

[–] Treedrake@fedia.io 8 points 2 months ago

And wasn't that what we were promised by capitalism? That we could own our land, our homes and our lives. But even that, they're turning back on, except for the privileged few. Back to feudalism it is.

[–] Treedrake@fedia.io 12 points 2 months ago (3 children)

Chick-fil-a starting a streaming service sounds like the worst idea ever.

 

I think a common factor on why torrents are having a resurgence and illegal streaming services are getting more traction, is subscription fatigue. Subscription fatigue doesn't only contain itself to streaming services, movies or music, nowadays you're also expected to subscribe to every app you download. Whether it's a meditation app, a budgeting app (looking at YNAB that went from a one-time purchase to a really expensive subscription model), the Adobe suite, the MS Office suite, your Peloton bike that you've already paid hundreds of dollars for (referencing the earlier article on them establishing a startup fee for buying used bikes), or a podcast app where the money doesn't even go to the podcasters themselves.

Is there a peak for this? I feel like subscriptions are becoming more of a rule than an exception. Having the ability to directly purchase digital goods seems more like a thing of the past. It's just so stupid. But apparently people don't care? They just keep paying for this? Apparently it's still worth it for companies to establish a subscription model, even if there are no benefits for the customer, just the company. What are your thoughts? What can we do to stop it?

 

I actually started on Kbin.social, but then it got shut down, Kbin died and now fedia.io seems to be the largest one running MBin. I like the interface on MBin and I guess it's good to have a diverse fediverse with different services, but at the same time, why use mbin when everyone congregates on lemmy instances? The local magazines on fedia are for the most part, quite dead, when compared to lemmy collections. In the end I feel like there aren't enough people to go around to support many more services like MBin and Piefed.

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