I'm also mounting them into /home/user/data while I don't think hard-coding the user name in the mountpoint is a good idea. Besides, it needs the assumption that I'm the only "human-user" of this computer.
I may also mount them at /opt/data, but I'm not sure if it's a good idea
"just browse the internet" doesn't indicate that you don't need a powerful computer in 2023. Modern browsers are really heavy - and rendering websites are much more complex now.
Unless you're really frugal about your PC budget, I think it's definitely "to-go" for 32G