this post was submitted on 06 Mar 2025
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[–] domi@lemmy.secnd.me 24 points 13 hours ago (4 children)

Do you need one?

I recently deleted my PayPal account and use a virtual credit card instead.

So far no issues with paying. In the rare case that credit card is not available you can always pay without account in PayPal via credit card.

[–] zerofk@lemm.ee 1 points 3 hours ago (1 children)

A virtual credit card? Is that something your bank offers, or how would one go about getting it?

The reason I originally got PayPal is because many sites don’t accept debet cards so I often had no way to pay at all.

[–] domi@lemmy.secnd.me 1 points 2 hours ago* (last edited 2 hours ago) (1 children)

It's a credit or debit card where you can change the number at any time. Prevents shady online shops from loosing your credit card details. Revolut and N26 offer it for example.

Of course, the shop still has to accept credit/debit cards or you have to go though PayPal as guest.

[–] zerofk@lemm.ee 2 points 43 minutes ago

I see, thanks!

[–] philpo@feddit.org 10 points 10 hours ago

Often enough the credit card payment still is done through PayPal, though

[–] Djfok43@lemmy.world 2 points 10 hours ago

Wat? I have one I'm the one that suggested it 💀

[–] Potatar@lemmy.world 1 points 10 hours ago (1 children)

You went back to the banking industry and you report this event as a good thing?

[–] domi@lemmy.secnd.me 7 points 10 hours ago

You are telling me you are paying via PayPal without involving the banking industry?

I have the choice to either tell PayPal and my bank what I'm buying or just my bank. I chose the latter.