this post was submitted on 18 Jul 2025
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Don't forget that your landlord forces you to pay through a 3rd party company that charges a "convenience" fee of ~3% so your $600 rent is actually $620.
Ask me how I know.
Usually there's some way around that though? Like mailing checks or something.
I had a landlord that would let you mail checks to get around it. But the leasing docs explicitly stated there was a 6% fee for every day rent was late and rent wasn't considered received until the check cleared.
So we had to mail the check like 2 weeks in advance in case it didn't arrive quickly enough and then sometimes he'd deposit it 1-2 after receipt and then it'd be a nail biter if it fully cleared in the 24-72 hours necessary for him not to consider it "late".
I hate that guy and he's like 90 now and still not dead despite cancer and two heart attacks.
That's fucked bro. Certified mail for sure.
As far as the clearing thing that just sounds straight up illegal.
But certified mail also costs money so now you're back to the same concept as the 3% fee
I mean if your rent is $500USD (which is stupidly low, in the US I don't think this exists even in the middle of nowhere) then 3% is $15
Certified mail is around $6
Plus you're not rewarding the landlord/payment processor for their stupid fees.
If your rent is more realistic like $1500 then 3% is $45. No contest.
I was more poor back then, certified mail cost extra, also getting to the post office during business hours was nearly impossible.
But I understand the logic (maybe moreso now...) - but poor me was too busy just trying to get by day to day and survive.
There might be, but he did not let us know about it if there is.
Only 3%? Lucky