I had a landlord that would let you mail checks to get around it. But the leasing docs explicitly stated there was a 6% fee for every day rent was late and rent wasn't considered received until the check cleared.

So we had to mail the check like 2 weeks in advance in case it didn't arrive quickly enough and then sometimes he'd deposit it 1-2 after receipt and then it'd be a nail biter if it fully cleared in the 24-72 hours necessary for him not to consider it "late".

I hate that guy and he's like 90 now and still not dead despite cancer and two heart attacks.

[–] bdonvr@thelemmy.club 11 points 6 days ago (1 children)

That's fucked bro. Certified mail for sure.

As far as the clearing thing that just sounds straight up illegal.

[–] Prox@lemmy.world 5 points 6 days ago (1 children)

But certified mail also costs money so now you're back to the same concept as the 3% fee

[–] bdonvr@thelemmy.club 10 points 6 days ago (1 children)

I mean if your rent is $500USD (which is stupidly low, in the US I don't think this exists even in the middle of nowhere) then 3% is $15

Certified mail is around $6

Plus you're not rewarding the landlord/payment processor for their stupid fees.

If your rent is more realistic like $1500 then 3% is $45. No contest.

[–] AlecSadler@lemmy.blahaj.zone 7 points 6 days ago

I was more poor back then, certified mail cost extra, also getting to the post office during business hours was nearly impossible.

But I understand the logic (maybe moreso now...) - but poor me was too busy just trying to get by day to day and survive.

[–] Pirky@lemmy.world 4 points 6 days ago

There might be, but he did not let us know about it if there is.