this post was submitted on 24 Jul 2025
560 points (99.5% liked)

Games

41069 readers
1291 users here now

Welcome to the largest gaming community on Lemmy! Discussion for all kinds of games. Video games, tabletop games, card games etc.

Rules

1. Submissions have to be related to games

Video games, tabletop, or otherwise. Posts not related to games will be deleted.

This community is focused on games, of all kinds. Any news item or discussion should be related to gaming in some way.

2. No bigotry or harassment, be civil

No bigotry, hardline stance. Try not to get too heated when entering into a discussion or debate.

We are here to talk and discuss about one of our passions, not fight or be exposed to hate. Posts or responses that are hateful will be deleted to keep the atmosphere good. If repeatedly violated, not only will the comment be deleted but a ban will be handed out as well. We judge each case individually.

3. No excessive self-promotion

Try to keep it to 10% self-promotion / 90% other stuff in your post history.

This is to prevent people from posting for the sole purpose of promoting their own website or social media account.

4. Stay on-topic; no memes, funny videos, giveaways, reposts, or low-effort posts

This community is mostly for discussion and news. Remember to search for the thing you're submitting before posting to see if it's already been posted.

We want to keep the quality of posts high. Therefore, memes, funny videos, low-effort posts and reposts are not allowed. We prohibit giveaways because we cannot be sure that the person holding the giveaway will actually do what they promise.

5. Mark Spoilers and NSFW

Make sure to mark your stuff or it may be removed.

No one wants to be spoiled. Therefore, always mark spoilers. Similarly mark NSFW, in case anyone is browsing in a public space or at work.

6. No linking to piracy

Don't share it here, there are other places to find it. Discussion of piracy is fine.

We don't want us moderators or the admins of lemmy.world to get in trouble for linking to piracy. Therefore, any link to piracy will be removed. Discussion of it is of course allowed.

Authorized Regular Threads

Related communities

PM a mod to add your own

Video games

Generic

Help and suggestions

By platform

By type

By games

Language specific

founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[โ€“] wellbudyweek@lemmy.ml 1 points 5 days ago (1 children)

You seem to know a lot of this, in order for your point to click for me, could you explain why some extra payment processor is needed? Would a simple bank transfer not work? If you give me your IBAN, we could let our banks take care of it, right?

[โ€“] NuXCOM_90Percent@lemmy.zip 5 points 5 days ago* (last edited 5 days ago)

You DO realize your banks are the payment processors in that case, right? And they are also working through an intermediary to facilitate said transfer (which has almost all the same problems as above). The money still has to get from Bank A to Bank B which gets even harder if they are in different countries.


And just to preempt "then why not just do everything with bank transfers?"

  1. Credit card companies provide a LOT more fraud protection.
  2. We basically do. You transfer money from your bank to your card (either as debit or credit). Your card then uses Visa/Mastercard to transfer money across whatever barriers to the destination card which then is transferred to the destination account