this post was submitted on 10 Feb 2026
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From what I've read, it appears that it's simply one time, transactions.
Surely, they couldn't be that short sighted. This means no "saving for payment information" on your favorite online store.
Also, it seems this is heavily tied to your bank account, which kind of makes me a bit nervous. I like fintech solutions and being able to create "one time use debit cards" or debit cards with a maximum balance and at the moment, I don't understand how wero will fill this gap.
... but I really hope I'm wrong or some fintech will "step up" and make wero a legitimate replacement for visa/master card.
Am I the only one who has never saved a credit card with random stores/companies?
I know it's cliché to call anonymous commenters shills, but that sentence has major shill energy. Who says "your favourite online store", honestly.
You don't have a favorite store you choose to shop if there are multiple options?
Would "Your shop of choice" make it any better?
I can't tell if you're missing the point deliberately for humorous effect...
50/50
I also know I shouldn't "feed the trolls", but your comment did amuse me.
Me? Shilling for Visa/Mastercard? Oh, boy. I was merely asking questions, so I can understand "how can I move away from visa/mc, as soon as possible".
It's ~interesting~ cute that this is what you're getting hung up on.
Sorry, I said "favorite online store", mate ;)
Cheers
I believe this is known as "JAQing off"
Nothing stops them from saving your public token or number or whatever they'll come up with, or even using the current Wero system. My favourite online store can save like twenty different payment system credentials, what's another one.
No more than visa and mastercard currently. You need a bank to create you your one time debit card. With payment system one time debit card is not needed, because your public facing token isn't enough to make a transaction, so there is no problem here. Which also makes it trivial to implement multiple "wallets" inside the account, or multiple public tokens with different "wallets" associated with it.
Ah, okay. I didn't realize this was based on some public/private key exchange and they were using the term "wallets" as a way of isolating them.
Now, I just need to find a vendor that provides this.
Thank you for the info.
As long as they provide the payment network, the banks and merchants are free to make the rest of the customer facing functionality.