this post was submitted on 14 Feb 2024
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Passkeys: how do they work? No, like, seriously. It’s clear that the industry is increasingly betting on passkeys as a replacement for passwords, a way to use the internet that is both more secure and more user-friendly. But for all that upside, it’s not always clear how we, the normal human users, are supposed to use passkeys. You’re telling me it’s just a thing... that lives on my phone? What if I lose my phone? What if you steal my phone?

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[–] Spotlight7573@lemmy.world 1 points 9 months ago

The person who broke their phone screen wasn't mad about not being able to access the data on it in this case, but rather that they couldn't receive a text message as the second factor to log in to their bank. Having a backup wouldn't have mattered, they couldn't receive the text. Like it or not, having two-factor authentication on accounts is a necessity with the phishing and malware problems out there. Having multiple (secure) factors attached to your account is the best protection against getting locked out.

The breaking of a phone and loss of the data on it can still be protected against by having backups in other locations or offline, like you have.