I also like the response “mfw I’m in a capitalist society and have to choose between shelter and food” when I hear that socialism joke.
Memes
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The problem with capitalism is that eventually you run out of other people's money
see: Nvidia-Oracle-OpenAI bubble
What we don't seem to ever run out of is bullshit.
Giving away 40% of your salary to the state for healthcare and welfare -> Crazy crime incredible inhumane and brutal theft
Giving away 75% of your salary to private companies who do the same things but worse and that don't even ensure you full coverage -> Amazing business Enterprise of freedom choice of Democratic democracy 💀
This needs that Drake meme.
"If you're unhappy, just work for a different company!!"
The real problem with socialism is that it offends the CIA, and bad things happen to people who offend the CIA.
"Ask people what they hate about socialism/communism and they'll describe capitalism."

For anyone interested, here' a short excerpt on this point from a socialism crash course:
Unlike workers, Capitalists make their living, not by clocking in and being paid a certain fixed wage per hour, but through absentee ownership. Their wealth is earned while sleeping, playing golf, or visiting the mailbox to collect pieces of this wage theft, often in the form of stock dividends. A worker's wealth is dependent on the number of hours they can work; a Capitalist's wealth is based on how much absentee property they can accumulate, and as such can multiply infinitely. Some Capitalists earn an average worker's yearly salary in a single night's sleep.
For example, a Copper mine owner neither physically mines the copper, and (living thousands of miles away) likely delegates day-to-day operations to a hired manager. Yet, because they have a piece of paper that says they own it, they get a large cut of everything that was mined: the ultimate free lunch.
A 1983 report by England national income and expenditures found that on average, 26 minutes of every hour worked (or 43% of labor value added) by English workers across a wide range of industries went to various exploiting or unproductive groups, with workers receiving only 57% of their pre-tax productive output as wages1. In other words, at least 40% of the work you do every day is stolen by Capitalists.
Man I hate it when socialism capitalisms.
Funnily enough the problem with capitalism is actually that eventually you run out of other people's money.
Tap for spoiler
Capitalism inherently serves to concentrate wealth since the ones with the money make the rules. As wealth disparity increases and people get poorer they can't buy as much stuff and growth dries up. Then the only way for the rich to keep getting richer is to degrade labour conditions, but that's unpopular so you need to blame a scapegoat and enact a repressive regime to enforce it. That's quite a problem, and it's one which might feel familiar to the astute reader.