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AI-backed medical debt company claims payment plans can help US healthcare costs
(www.theguardian.com)
this post was submitted on 25 Jul 2025
43 points (90.6% liked)
Technology
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It doesn’t help that the prices charged by providers are never what they expect to actually be paid BY INSURANCE COMPANIES if you are paying yourself, oh boy, you gotta pay the entire thing but and insurance company only has to pay the “allowed amount”. So providers have to pretend there is a discount for members of insurance companies by creating an imaginary price for the uninsured to compare it to.
Healthcare is all Kohls pricing.
I’ve wondered before if someone could start an “uninsurance” company which makes the same deals with hospitals that insurance providers do, but charges its customers almost nothing and just lets the customer pay their deal price. I guess the hospitals would catch on and refuse to deal eventually…
Hospitals would likely be fine with it. The health insurance industry would not though and would pressure the hospital to cut you off. It’s illegal. But they would do it anyway. You would need serious fuck you money to change this. And even then, probably a lot of Luigis too.