Technology

It doesn’t help that the prices charged by providers are never what they expect to actually be paid BY INSURANCE COMPANIES if you are paying yourself, oh boy, you gotta pay the entire thing but and insurance company only has to pay the “allowed amount”. So providers have to pretend there is a discount for members of insurance companies by creating an imaginary price for the uninsured to compare it to.

Healthcare is all Kohls pricing.

Scam company based on misery says misery secret to happiness

As scummy as all of this is, it is a real problem that most medical services and offices do not have traditional payment plans. They expect the large amount to be paid all at once.

The problem with US healthcare costs is insurance. This includes, Medicaid, Obamacare, and Medicare, not just private insurance. Too much insurance, and not enough shopping around for lower prices, effectively as not having any competition. In basic economics, people shop around for cheaper prices among providers who should be competing among each other. This is basic economics. Why is that so hard for Americans to understand? More insurance is not going to fix the problem. Americans need to go through basic economics as high school curriculum, because their current education isn't serving them well. They have no ability to understand causation and easily mislead by the corrupt politicians they vote for. Paul Krugman, for example, could not see how inflation could be produced by squeezing supply chains, and flooding the economy with money.