this post was submitted on 28 Aug 2025
1052 points (98.7% liked)
Technology
74551 readers
4358 users here now
This is a most excellent place for technology news and articles.
Our Rules
- Follow the lemmy.world rules.
- Only tech related news or articles.
- Be excellent to each other!
- Mod approved content bots can post up to 10 articles per day.
- Threads asking for personal tech support may be deleted.
- Politics threads may be removed.
- No memes allowed as posts, OK to post as comments.
- Only approved bots from the list below, this includes using AI responses and summaries. To ask if your bot can be added please contact a mod.
- Check for duplicates before posting, duplicates may be removed
- Accounts 7 days and younger will have their posts automatically removed.
Approved Bots
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
There are a couple of issues with that mentality, there are some countries in which money transitions almost entirely revolve around proprietary apps and services, Sweden for example (a decent article that talks about Sweden in particular). In my country, I can't find any public information on which banks require apps and which don't. The bank that I am currently using does have a website, but I have to login with a one-time password generated from an app. Also, going to a different bank assumes the same bank won't do the same and exclusively require an app down the line.
I’ve actually never seen a bank that an app is the ONLY option. And two factor codes should be able to be generated by any number of (sometimes FOSS) apps.