this post was submitted on 06 Sep 2025
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[–] anus@lemmy.world 44 points 1 month ago (2 children)

Real answer:

  1. Get out of debt
  2. Hold a few months worth of expenses in cash/easy access savings
  3. Maximize any yearly contribution to a tax free savings, investment, or pension account
  4. If there's still more left, open an investment account and buy into a world index fund like IWRD if you're in the UK
[–] sugar_in_your_tea@sh.itjust.works 22 points 1 month ago (1 children)

I'll add:

  1. Before anything else, go out to eat or something to celebrate
  2. After 3, buy something permanent for the house both you and the GF (if she exists) have been wanting (TV, sofa, etc); this will serve as a tangible reminder that you were responsible with the winnings
[–] Flax_vert@feddit.uk 10 points 1 month ago (1 children)
[–] SippyCup@feddit.nl 3 points 1 month ago (1 children)

4: Go in to debt for more drugs

[–] MeThisGuy@feddit.nl 4 points 1 month ago (1 children)
[–] Flax_vert@feddit.uk 2 points 1 month ago (1 children)
[–] Yuki@kutsuya.dev 1 points 1 month ago
[–] nutsack@lemmy.dbzer0.com 6 points 1 month ago* (last edited 1 month ago)

yeah this is the answer but people with suddenly $18,000 from a lottery aren't going to do it