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Microsoft just changed where your Word documents live — here’s why it matters
(www.windowscentral.com)
This is a most excellent place for technology news and articles.
Counterpoint, I lost an unknown number of files (unknown because I have no idea what all I failed to recover) years ago when my OneDrive backup filled up and my attempts to clear out space in the cloud backup propogated to my local storage, deleting everything I had in my local documents folder.