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Microsoft in their infinite wisdom has replaced the Hide Desktop icon with Copilot.
(programming.dev)
This is a most excellent place for technology news and articles.
I think the hurdle isn’t money but time, and yes it takes quite a bit of time to learn a new OS, figure out why your graphics card is running so slow, move your files to an external drive and back, find alternatives to the programs you use and learn their quirks and missing features, learn the difference between apt-get and snap and flatpak when programs only support one, figure out what a .tar.gz file is and how to install one (what was that chain of commands with “sudo make” in it), find tweaks and workarounds to get certain games working in Proton, and do that all again if you don’t like the distro (because Linux users love suggesting new distros)
You are totally right about the time, I agree with you there, it did take some time for me to make sure I was ready for an install but once I got it it went super quick and I haven't had any issues with graphics even though I'm using nvidia. As for the terminal, I'm probably an outlier but I'm totally fine with that and I do have some previous experience from when I was younger messing around in ubuntu that made it easier now even though I'm on a much different distro.