this post was submitted on 18 Aug 2024
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Yup, I'm in exactly the same boat. I just got a new phone and decided to not install any banking apps whatsoever. I got a check in the mail, and instead of giving in and installing the app, I just drove a mile to an ATM. NBD, and I don't have to see endless nags about banking features, credit scores, etc.
I'm not part of your system... MAN!, but actually serious.
I have found that local banks like credit unions, and such, seem to have nicer mobile apps from my experience.
I have worked as a software engineer for a smaller bank like this, and the development was a lot more honest. These kind of banks normally just want a pleasant user experience for their customers, unlike bigger banks that want to deploy all sorts of dark patterns to collect user data and sell extra stuff to their customers.